The TQ Eurocredit alternative.

True luxury is priceless, but it still needs to be financed. Especially when it comes to real estate or business ventures.

In the corporate and real estate development world, location, surroundings, and quality can make a significant difference. However, there is another equally important factor that is often overlooked: financing.

Today, as in design and architecture, traditional models coexist with new approaches. Where once there was only a banking option, now innovative alternatives are emerging—more agile and better suited to the needs of the companies driving economic and urban growth.

TQ Eurocredit is a debt fund, specialising in alternative financing and investment for companies. It is, in short, a financial tailor, a designer of alternative financial solutions for those who are looking for different models to those offered by more traditional banking.

In this way, TQ Eurocredit proposes a more agile and flexible approach for companies that require liquidity and cannot find an adequate, timely and rapid response to their needs. But if in order to deposit our money in an entity we need it to give us security and confidence, we also need these conditions when it comes to placing ourselves in the hands of someone who will accompany us on the opposite path.

TQ Eurocredit is a company with nearly twenty years of experience, a solid and solvent track record based on strong relationships with clients, personalised service, and rapid decision-making. Its management and decision-making bodies are efficient and professional, aiming to provide the best possible service for the end customer. They have successfully managed financing for over EUR 650 million in assets and are pioneers in the alternative finance sector. They are part of TQ Alternative Investments, an alternative investment fund that integrates various business lines and specialises in capital management and alternative asset structuring. It boasts production exceeding € 900 million and nearly 350 professional investors, including several family offices. TQ Alternative is a model designed to offer diversified, safe, and profitable investment vehicles.

It comprises four main divisions:

TQ Investpro develops exclusive real estate projects that prioritise quality in construction, design, and location.

TQ Adquisitions invests in selected companies and provides advisory services with the intention of enhancing their growth while maximising their market value.

TQ Venture Capital participates in high-growth, above-average companies with the aim of accelerating their development and enhancing their capacity for innovation in the market.

TQ Eurocredit, which provides alternative mortgage-backed financing and seeks tailor-made solutions for each case.

TQ Eurocredit’s business model is based on a 360º service, providing comprehensive support at every stage of the financing process. They do not compete with banking services but instead complement, replace, or enhance them depending on the circumstances. At times, they explore options that banks are unwilling to consider, as their agility and team enable them to analyse possibilities that fall outside the margins established by traditional models, which tend to be more rigid and difficult to modify.

They provide three primary types of products: bridging loans, developer loans, and innovative financial solutions for unique circumstances.

The bridging loan is a product designed to offer a temporary cash flow solution to companies and individuals in need. Through a mortgage guarantee, whether for residential or commercial properties, hotels or industrial warehouses, it is possible to secure amounts ranging from 100,000 to 10 million euros, without excluding the consideration of higher amounts. The term is up to 36 months, and the Loan to Value (LTV), which is the ratio between the property’s value and the amount borrowed, can be as high as 45%. This represents a significant opportunity in situations where time is a crucial factor in achieving the desired objective. Each operation is analysed and tailored to ensure success.

When it comes to developer loans, the aim is to finance all stages of property development. From purchasing the land to marketing the final product, TQ Eurocredit is involved in the process to offer the most suitable strategy for each project. The guarantee requested is a mortgage; the terms are adjusted for each development, and the disbursements are adapted to the certifications that accompany the project’s progress.

When it comes to creative financing solutions, various financing strategies exist for each client, tailored to their specific circumstances and conditions. These are true tailor-made suits designed to meet the most diverse needs.

Overall, TQ Eurocredit is an essential travel companion in the quest for financing with its distinctive style.