The TQ EuroCredit alternative.

True luxury is priceless, but it still needs to be financed. Especially when it comes to real estate or business ventures.

In the corporate and real estate development world, location, surroundings, and quality can make a significant difference. However, there is another equally important factor that is often overlooked: financing.

Today, as in design and architecture, traditional models coexist with new approaches. Where once there was only a banking option, now innovative alternatives are emerging—more agile and better suited to the needs of the companies driving economic and urban growth.

TQ EuroCredit is a debt fund specialized in alternative financing and investment for business. It is, in essence, a financial tailor, a designer of alternative financial solutions for those seeking different models from those offered by traditional banking.

In this way, TQ EuroCredit offers a more agile and flexible approach for companies that require liquidity and do not find an adequate, timely, and fast response to their needs. Just as we need security and trust when choosing where to deposit our money, we also need those same qualities when placing ourselves in the hands of those who will accompany us on the opposite journey.

TQ EuroCredit is a company with nearly twenty years of experience, built on a solid and reliable track record, with a focus on proximity, personalized service, and agile decision-making.
Its management and decision-making bodies are efficient, professional, and committed to delivering the best possible service to the end client. The company has managed financing worth over 650 million euros in assets and is considered a pioneer in the alternative financing sector.
TQ EuroCredit is part of TQ Alternative Investments, an alternative investment fund that brings together various business lines, including alternative financing, real estate, and venture capital.
The group has generated more than 900 million euros in activity and counts nearly 350 professional investors, including several family offices.
TQ Alternative is a model designed to offer diversified, secure, and profitable investment vehicles.

It comprises four main divisions:

TQ Investpro develops exclusive real estate projects that prioritise quality in construction, design, and location.

TQ Adquisitions invests in selected companies and provides advisory services with the intention of enhancing their growth while maximising their market value.

TQ Venture Capital participates in high-growth, above-average companies with the aim of accelerating their development and enhancing their capacity for innovation in the market.

TQ EuroCredit provides alternative mortgage-backed financing and seeks tailored solutions for each case.

TQ EuroCredit’s business model is based on a 360º service, providing comprehensive support at every stage of the financing process. They do not compete with banking services but instead complement, replace, or enhance them depending on the circumstances. At times, they explore options that banks are unwilling to consider, as their agility and team enable them to analyse possibilities that fall outside the margins established by traditional models, which tend to be more rigid and difficult to modify.

They provide three primary types of products: bridging loans, developer loans, and innovative financial solutions for unique circumstances.

The bridging loan is a product designed to offer a temporary cash flow solution to companies and individuals in need. Through a mortgage guarantee, whether for residential or commercial properties, hotels or industrial warehouses, it is possible to secure amounts ranging from 100,000 to 10 million euros, without excluding the consideration of higher amounts. The term is up to 36 months, and the Loan to Value (LTV), which is the ratio between the property’s value and the amount borrowed, can be as high as 45%. This represents a significant opportunity in situations where time is a crucial factor in achieving the desired objective. Each operation is analysed and tailored to ensure success.

When it comes to developer loans, the aim is to finance all stages of property development. From purchasing the land to marketing the final product, TQ EuroCredit is involved in the process to offer the most suitable strategy for each project. The guarantee requested is a mortgage; the terms are adjusted for each development, and the disbursements are adapted to the certifications that accompany the project’s progress.

When it comes to creative financing solutions, various financing strategies exist for each client, tailored to their specific circumstances and conditions. These are true tailor-made suits designed to meet the most diverse needs.

Overall, TQ EuroCredit is an essential travel companion in the quest for financing with its distinctive style.